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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC1+ years Filed as: CAPFINANCIAL PARTNERS LLC DBA CAPTR Service code 27 4208 SIX FORKS RD STE 1700 · RALEIGH, NC 27609 | Advisory (Plan) | $50,600 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $17,610 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,930 | $83,884-44.1% | $64,097-26.8% | $74,473-37.0% |
| Participation rate | 38.1% | 76.6%-38.6pp | 72.3%-34.3pp | 70.7%-32.7pp |
| Annual return | 0.00% | 16.57%-16.6pp | 33.75%-33.7pp | 34.36%-34.4pp |
| Employer contribution / active EE | $1,129 | $3,084-63.4% | $2,750-59.0% | $2,638-57.2% |
| Participant deferral / active EE | $1,652 | $3,692-55.3% | $3,881-57.4% | $4,530-63.5% |
| Admin fee / account holder | $236 | $196+20.5% | $3,070-92.3% | $347-32.0% |