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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,086 | $110,137-32.7% | $161,149-54.0% | $82,637-10.3% |
| Participation rate | 82.8% | 72.4%+10.4pp | 78.8%+3.9pp | 68.1%+14.7pp |
| Annual return | 11.78% | 20.69%-8.9pp | 21.16%-9.4pp | 53.51%-41.7pp |
| Employer contribution / active EE | $2,845 | $2,856-0.4% | $4,360-34.7% | $2,552+11.5% |
| Participant deferral / active EE | $6,997 | $4,575+53.0% | $6,153+13.7% | $4,126+69.6% |
| Admin fee / account holder | $24,871 | $9,467+162.7% | $15,194+63.7% | $7,339+238.9% |