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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,086 | $108,825-31.9% | $156,181-52.6% | $82,448-10.1% |
| Participation rate | 82.8% | 72.4%+10.4pp | 78.8%+3.9pp | 68.1%+14.7pp |
| Annual return | 11.78% | 20.59%-8.8pp | 64.87%-53.1pp | 41.64%-29.9pp |
| Employer contribution / active EE | $2,845 | $2,870-0.9% | $4,294-33.7% | $2,551+11.5% |
| Participant deferral / active EE | $6,997 | $4,577+52.9% | $6,132+14.1% | $4,139+69.0% |
| Admin fee / account holder | $24,871 | $9,341+166.3% | $14,586+70.5% | $7,234+243.8% |