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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,627 | $185,312-29.5% | $161,489-19.1% | $154,746-15.6% |
| Participation rate | 20.0% | 82.5%-62.5pp | 78.7%-58.7pp | 80.7%-60.7pp |
| Annual return | 15.78% | 103.84%-88.1pp | 89.72%-73.9pp | 172.34%-156.6pp |
| Employer contribution / active EE | $1,920 | $4,769-59.7% | $4,268-55.0% | $4,379-56.2% |
| Participant deferral / active EE | $2,400 | $6,350-62.2% | $5,630-57.4% | $6,730-64.3% |
| Admin fee / account holder | $3,250 | $18,654-82.6% | $16,006-79.7% | $14,365-77.4% |