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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,905 | $174,379-73.1% | $152,093-69.2% | $138,895-66.2% |
| Participation rate | 33.3% | 81.6%-48.3pp | 77.8%-44.4pp | 79.9%-46.6pp |
| Annual return | 26.62% | 74.86%-48.2pp | 66.36%-39.7pp | 145.39%-118.8pp |
| Employer contribution / active EE | $1,320 | $4,652-71.6% | $4,175-68.4% | $4,194-68.5% |
| Participant deferral / active EE | $2,736 | $6,159-55.6% | $5,451-49.8% | $6,396-57.2% |
| Admin fee / account holder | $0 | $16,880-100.0% | $14,497-100.0% | $12,562-100.0% |