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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,757 | $111,814-76.1% | $103,374-74.1% | $145,959-81.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.55% | 24.77%-14.2pp | 24.89%-14.3pp | 561.95%-551.4pp |
| Employer contribution / active EE | $6,794 | $4,214+61.2% | $3,869+75.6% | $4,661+45.8% |
| Participant deferral / active EE | $2,215 | $5,618-60.6% | $5,058-56.2% | $6,689-66.9% |
| Admin fee / account holder | $4,020 | $9,754-58.8% | $8,394-52.1% | $13,398-70.0% |