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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,293 | $154,228-21.4% | $145,433-16.6% | $137,256-11.6% |
| Participation rate | 88.2% | 83.8%+4.4pp | 82.1%+6.1pp | 80.0%+8.3pp |
| Annual return | 39.65% | 74.59%-34.9pp | 66.58%-26.9pp | 220.34%-180.7pp |
| Employer contribution / active EE | $1,116 | $4,804-76.8% | $4,554-75.5% | $4,156-73.1% |
| Participant deferral / active EE | $7,350 | $8,216-10.5% | $7,897-6.9% | $6,407+14.7% |
| Admin fee / account holder | $21,241 | $14,344+48.1% | $13,129+61.8% | $12,270+73.1% |