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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,312 | $81,358-83.6% | $155,556-91.4% | $80,959-83.6% |
| Participation rate | 64.2% | 66.3%-2.1pp | 78.2%-14.0pp | 67.7%-3.5pp |
| Annual return | 14.65% | 33.39%-18.7pp | 64.84%-50.2pp | 35.67%-21.0pp |
| Employer contribution / active EE | $2,192 | $3,106-29.4% | $4,675-53.1% | $2,757-20.5% |
| Participant deferral / active EE | $1,743 | $3,455-49.6% | $5,631-69.1% | $4,300-59.5% |
| Admin fee / account holder | $528 | $7,994-93.4% | $15,885-96.7% | $6,925-92.4% |