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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,364 | $102,385-83.0% | $147,080-88.2% | $80,935-78.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 36.04% | 135.09%-99.1pp | 420.17%-384.1pp | 35.66%+0.4pp |
| Employer contribution / active EE | $2,791 | $3,717-24.9% | $4,933-43.4% | $2,757+1.2% |
| Participant deferral / active EE | $6,939 | $6,651+4.3% | $8,066-14.0% | $4,299+61.4% |
| Admin fee / account holder | $3,004 | $7,951-62.2% | $12,989-76.9% | $6,924-56.6% |