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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,364 | $102,382-83.0% | $147,005-88.2% | $80,874-78.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 36.04% | 134.89%-98.9pp | 418.76%-382.7pp | 35.62%+0.4pp |
| Employer contribution / active EE | $2,791 | $3,715-24.9% | $4,934-43.4% | $2,756+1.3% |
| Participant deferral / active EE | $6,939 | $6,646+4.4% | $8,070-14.0% | $4,297+61.5% |
| Admin fee / account holder | $3,004 | $7,942-62.2% | $13,006-76.9% | $6,935-56.7% |