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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,205 | $156,398-68.5% | $147,318-66.6% | $138,895-64.6% |
| Participation rate | 71.4% | 83.8%-12.3pp | 82.1%-10.6pp | 79.9%-8.5pp |
| Annual return | 14.85% | 78.75%-63.9pp | 70.43%-55.6pp | 145.39%-130.5pp |
| Employer contribution / active EE | $2,075 | $4,853-57.3% | $4,593-54.8% | $4,194-50.5% |
| Participant deferral / active EE | $4,620 | $8,237-43.9% | $7,906-41.6% | $6,396-27.8% |
| Admin fee / account holder | $783 | $14,976-94.8% | $13,708-94.3% | $12,562-93.8% |