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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $43,595 |
Filed as: GALLAGHER FIDUCIARY ADVISORS LLC Service code 27 · EIN 36-4291971 | Advisory (Plan) | $34,992 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,020 | $90,064-20.0% | $100,392-28.3% | $77,736-7.4% |
| Participation rate | 96.0% | 81.3%+14.7pp | 81.5%+14.5pp | 70.6%+25.4pp |
| Annual return | 19.12% | 20.61%-1.5pp | 49.45%-30.3pp | 31.26%-12.1pp |
| Employer contribution / active EE | $9 | $3,043-99.7% | $3,941-99.8% | $2,728-99.7% |
| Participant deferral / active EE | $15,778 | $8,282+90.5% | $8,090+95.0% | $4,651+239.3% |
| Admin fee / account holder | $159 | $172-7.3% | $7,904-98.0% | $433-63.2% |