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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 36-4389114 | Recordkeeping | $46,203 |
Filed as: MESIROW FINANCIAL Service code 27 · EIN 36-3194849 | Advisory (Plan) | $9,624 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 18 · EIN 82-3967259 | Custodial (securities); Custodial (ot... | $3,284 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB & CO., INC Service code 18 · EIN 94-1737782 | Custodial (securities); Custodial (ot... | $0 |
CHARLES SCHWAB & CO., INC.5 years Service code 59 | Shareholder Servicing | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,784 | $66,486-91.3% | $81,370-92.9% | $77,762-92.6% |
| Participation rate | 89.5% | 68.7%+20.8pp | 69.5%+20.0pp | 70.6%+19.0pp |
| Annual return | 12.05% | 15.95%-3.9pp | 24.85%-12.8pp | 31.27%-19.2pp |
| Employer contribution / active EE | $261 | $2,158-87.9% | $2,464-89.4% | $2,728-90.4% |
| Participant deferral / active EE | $2,379 | $3,677-35.3% | $3,885-38.8% | $4,651-48.8% |
| Admin fee / account holder | $73 | $586-87.6% | $5,749-98.7% | $433-83.2% |