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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,270 | $69,590-62.3% | $136,867-80.8% | $94,015-72.1% |
| Participation rate | 85.5% | 66.3%+19.2pp | 74.5%+11.0pp | 70.8%+14.7pp |
| Annual return | 16.66% | 19.62%-3.0pp | 42.97%-26.3pp | 17.84%-1.2pp |
| Employer contribution / active EE | $4,023 | $2,396+67.9% | $3,547+13.4% | $2,790+44.2% |
| Participant deferral / active EE | $1,025 | $3,437-70.2% | $4,924-79.2% | $4,249-75.9% |
| Admin fee / account holder | $1,332 | $8,912-85.0% | $10,340-87.1% | $8,951-85.1% |