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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,068 | $196,972-33.5% | $182,262-28.1% | $198,609-34.0% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 19.48% | 158.27%-138.8pp | 140.60%-121.1pp | 202.70%-183.2pp |
| Employer contribution / active EE | $7,258 | $5,364+35.3% | $5,046+43.8% | $5,055+43.6% |
| Participant deferral / active EE | $15,715 | $8,643+81.8% | $8,276+89.9% | $6,977+125.2% |
| Admin fee / account holder | $8,114 | $18,429-56.0% | $16,712-51.4% | $19,030-57.4% |