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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,421 | $108,911-53.7% | $100,392-49.8% | $145,884-65.4% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.61% | 58.23%-43.6pp | 49.45%-34.8pp | 551.85%-537.2pp |
| Employer contribution / active EE | $8,197 | $4,420+85.5% | $3,941+108.0% | $4,662+75.8% |
| Participant deferral / active EE | $4,997 | $8,459-40.9% | $8,090-38.2% | $6,690-25.3% |
| Admin fee / account holder | $2,766 | $9,698-71.5% | $7,904-65.0% | $13,392-79.3% |