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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,357 | $81,487-64.0% | $102,412-71.3% | $80,935-63.7% |
| Participation rate | 44.3% | 66.8%-22.5pp | 74.5%-30.2pp | 67.7%-23.4pp |
| Annual return | 23.12% | 25.60%-2.5pp | 24.94%-1.8pp | 35.66%-12.5pp |
| Employer contribution / active EE | $1,944 | $3,103-37.4% | $3,870-49.8% | $2,757-29.5% |
| Participant deferral / active EE | $3,124 | $3,871-19.3% | $5,060-38.3% | $4,299-27.3% |
| Admin fee / account holder | $5,141 | $6,717-23.5% | $8,388-38.7% | $6,924-25.8% |