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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,552 | $177,156-64.7% | $147,027-57.5% | $154,746-59.6% |
| Participation rate | 81.8% | 79.4%+2.5pp | 73.7%+8.1pp | 80.7%+1.1pp |
| Annual return | 16.99% | 21.94%-4.9pp | 20.23%-3.2pp | 172.34%-155.4pp |
| Employer contribution / active EE | $1,120 | $4,336-74.2% | $3,626-69.1% | $4,379-74.4% |
| Participant deferral / active EE | $1,052 | $5,797-81.9% | $4,933-78.7% | $6,730-84.4% |
| Admin fee / account holder | $844 | $14,904-94.3% | $12,223-93.1% | $14,365-94.1% |