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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,552 | $161,352-61.2% | $134,172-53.4% | $137,256-54.4% |
| Participation rate | 81.8% | 78.3%+3.5pp | 72.5%+9.4pp | 80.0%+1.9pp |
| Annual return | 16.99% | 28.72%-11.7pp | 25.30%-8.3pp | 220.34%-203.4pp |
| Employer contribution / active EE | $1,120 | $4,099-72.7% | $3,420-67.3% | $4,156-73.1% |
| Participant deferral / active EE | $1,052 | $5,552-81.1% | $4,690-77.6% | $6,407-83.6% |
| Admin fee / account holder | $844 | $15,028-94.4% | $12,016-93.0% | $12,270-93.1% |