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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,047 | $185,312-33.6% | $161,489-23.8% | $154,746-20.5% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.7%+7.0pp | 80.7%+5.0pp |
| Annual return | 15.26% | 103.84%-88.6pp | 89.72%-74.5pp | 172.34%-157.1pp |
| Employer contribution / active EE | $16,273 | $4,769+241.2% | $4,268+281.2% | $4,379+271.6% |
| Participant deferral / active EE | $10,719 | $6,350+68.8% | $5,630+90.4% | $6,730+59.3% |
| Admin fee / account holder | $426 | $18,654-97.7% | $16,006-97.3% | $14,365-97.0% |