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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,047 | $172,111-28.5% | $150,298-18.1% | $137,256-10.4% |
| Participation rate | 85.7% | 81.7%+4.0pp | 77.8%+8.0pp | 80.0%+5.8pp |
| Annual return | 15.26% | 69.37%-54.1pp | 62.79%-47.5pp | 220.34%-205.1pp |
| Employer contribution / active EE | $16,273 | $4,636+251.0% | $4,154+291.7% | $4,156+291.5% |
| Participant deferral / active EE | $10,719 | $6,166+73.9% | $5,453+96.6% | $6,407+67.3% |
| Admin fee / account holder | $426 | $16,471-97.4% | $14,116-97.0% | $12,270-96.5% |