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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,426 | $108,942-60.1% | $100,415-56.8% | $145,897-70.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 16.50% | 58.27%-41.8pp | 49.47%-33.0pp | 552.29%-535.8pp |
| Employer contribution / active EE | $3,542 | $4,422-19.9% | $3,943-10.2% | $4,663-24.0% |
| Participant deferral / active EE | $9,006 | $8,461+6.4% | $8,091+11.3% | $6,689+34.6% |
| Admin fee / account holder | $328 | $9,702-96.6% | $7,906-95.9% | $13,390-97.6% |