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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,821 | $87,166-62.3% | $76,735-57.2% | $137,256-76.1% |
| Participation rate | 50.0% | 74.4%-24.4pp | 69.5%-19.5pp | 80.0%-30.0pp |
| Annual return | 21.03% | 26.50%-5.5pp | 29.77%-8.7pp | 220.34%-199.3pp |
| Employer contribution / active EE | $1,800 | $2,904-38.0% | $2,454-26.7% | $4,156-56.7% |
| Participant deferral / active EE | $1,800 | $4,726-61.9% | $4,088-56.0% | $6,407-71.9% |
| Admin fee / account holder | $317 | $8,403-96.2% | $7,189-95.6% | $12,270-97.4% |