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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,221 | $97,125-22.6% | $86,233-12.8% | $137,256-45.2% |
| Participation rate | 21.4% | 74.2%-52.8pp | 69.0%-47.6pp | 80.0%-58.5pp |
| Annual return | 30.08% | 74.19%-44.1pp | 61.39%-31.3pp | 220.34%-190.3pp |
| Employer contribution / active EE | $313 | $2,841-89.0% | $2,504-87.5% | $4,156-92.5% |
| Participant deferral / active EE | $3,362 | $5,180-35.1% | $4,559-26.3% | $6,407-47.5% |
| Admin fee / account holder | $107 | $9,725-98.9% | $8,342-98.7% | $12,270-99.1% |