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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,247 | $106,864+32.2% | $147,318-4.1% | $82,637+70.9% |
| Participation rate | 57.7% | 75.5%-17.8pp | 82.1%-24.4pp | 68.1%-10.4pp |
| Annual return | 15.73% | 27.49%-11.8pp | 70.43%-54.7pp | 53.51%-37.8pp |
| Employer contribution / active EE | $3,927 | $3,417+14.9% | $4,593-14.5% | $2,552+53.9% |
| Participant deferral / active EE | $8,199 | $6,496+26.2% | $7,906+3.7% | $4,126+98.7% |
| Admin fee / account holder | $41,138 | $8,415+388.9% | $13,708+200.1% | $7,339+460.6% |