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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,885 | $169,361-70.0% | $129,397-60.7% | $145,877-65.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 9.13% | 14395.54%-14386.4pp | 9453.98%-9444.8pp | 551.28%-542.2pp |
| Employer contribution / active EE | $6,303 | $5,542+13.7% | $4,154+51.7% | $4,663+35.2% |
| Participant deferral / active EE | $2,548 | $4,987-48.9% | $4,167-38.9% | $6,691-61.9% |
| Admin fee / account holder | $393 | $9,903-96.0% | $7,679-94.9% | $13,402-97.1% |