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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,247 | $154,228-35.0% | $145,433-31.1% | $137,256-27.0% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 80.0%+7.5pp |
| Annual return | 19.59% | 74.59%-55.0pp | 66.58%-47.0pp | 220.34%-200.7pp |
| Employer contribution / active EE | $3,428 | $4,804-28.6% | $4,554-24.7% | $4,156-17.5% |
| Participant deferral / active EE | $10,327 | $8,216+25.7% | $7,897+30.8% | $6,407+61.2% |
| Admin fee / account holder | $15,125 | $14,344+5.4% | $13,129+15.2% | $12,270+23.3% |