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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,257 | $160,070-84.2% | $147,117-82.8% | $145,897-82.7% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.1pp | 80.3%+3.0pp |
| Annual return | 23.09% | 98.69%-75.6pp | 420.54%-397.5pp | 552.29%-529.2pp |
| Employer contribution / active EE | $1,463 | $5,285-72.3% | $4,932-70.3% | $4,663-68.6% |
| Participant deferral / active EE | $5,821 | $8,419-30.9% | $8,065-27.8% | $6,689-13.0% |
| Admin fee / account holder | $6,947 | $15,035-53.8% | $12,993-46.5% | $13,390-48.1% |