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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,489 | $105,284-38.7% | $150,734-57.2% | $94,015-31.4% |
| Participation rate | 48.6% | 71.7%-23.2pp | 78.4%-29.9pp | 70.8%-22.2pp |
| Annual return | 17.79% | 15.67%+2.1pp | 600.81%-583.0pp | 17.84%-0.1pp |
| Employer contribution / active EE | $1,676 | $3,599-53.4% | $4,918-65.9% | $2,790-39.9% |
| Participant deferral / active EE | $3,282 | $4,274-23.2% | $5,610-41.5% | $4,249-22.8% |
| Admin fee / account holder | $1,615 | $9,839-83.6% | $14,905-89.2% | $8,951-82.0% |