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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,489 | $88,672-27.3% | $105,223-38.7% | $82,448-21.8% |
| Participation rate | 48.6% | 67.9%-19.4pp | 75.0%-26.5pp | 68.1%-19.5pp |
| Annual return | 17.79% | 30.86%-13.1pp | 180.65%-162.9pp | 41.64%-23.9pp |
| Employer contribution / active EE | $1,676 | $3,048-45.0% | $3,689-54.6% | $2,551-34.3% |
| Participant deferral / active EE | $3,282 | $4,036-18.7% | $5,072-35.3% | $4,139-20.7% |
| Admin fee / account holder | $1,615 | $7,146-77.4% | $8,859-81.8% | $7,234-77.7% |