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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,791 | $160,028-60.1% | $147,080-56.6% | $145,884-56.3% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 13.81% | 98.60%-84.8pp | 420.17%-406.4pp | 551.85%-538.0pp |
| Employer contribution / active EE | $3,730 | $5,286-29.4% | $4,933-24.4% | $4,662-20.0% |
| Participant deferral / active EE | $7,554 | $8,422-10.3% | $8,066-6.4% | $6,690+12.9% |
| Admin fee / account holder | $1,771 | $15,030-88.2% | $12,989-86.4% | $13,392-86.8% |