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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,887 | $58,275-52.1% | $81,844-65.9% | $80,935-65.5% |
| Participation rate | 96.9% | 63.5%+33.4pp | 72.4%+24.5pp | 67.7%+29.2pp |
| Annual return | 14.08% | 41.82%-27.7pp | 778.87%-764.8pp | 35.66%-21.6pp |
| Employer contribution / active EE | $2,723 | $2,346+16.1% | $2,916-6.6% | $2,757-1.2% |
| Participant deferral / active EE | $5,617 | $3,285+71.0% | $4,323+29.9% | $4,299+30.7% |
| Admin fee / account holder | $2,261 | $4,749-52.4% | $7,355-69.3% | $6,924-67.3% |