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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,444 | $154,228+17.0% | $145,433+24.1% | $137,256+31.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.24% | 74.59%-61.3pp | 66.58%-53.3pp | 220.34%-207.1pp |
| Employer contribution / active EE | $5,156 | $4,804+7.3% | $4,554+13.2% | $4,156+24.1% |
| Participant deferral / active EE | $10,464 | $8,216+27.4% | $7,897+32.5% | $6,407+63.3% |
| Admin fee / account holder | $15,217 | $14,344+6.1% | $13,129+15.9% | $12,270+24.0% |