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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT PLAN SVCS Service code 15 · EIN 01-0233346 | Recordkeeping | $49,637 |
Filed as: MERRILL LYNCH Service code 27 · EIN 13-5674085 | Advisory (Plan) | $18,854 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,150 | $71,012-80.1% | $191,597-92.6% | $71,012-80.1% |
| Participation rate | 92.8% | 58.6%+34.2pp | 76.9%+15.9pp | 58.6%+34.2pp |
| Annual return | 19.66% | 37.67%-18.0pp | 27.07%-7.4pp | 37.67%-18.0pp |
| Employer contribution / active EE | $1,690 | $2,348-28.0% | $5,025-66.4% | $2,348-28.0% |
| Participant deferral / active EE | $3,775 | $3,246+16.3% | $6,850-44.9% | $3,246+16.3% |
| Admin fee / account holder | $110 | $1,167-90.6% | $22,799-99.5% | $1,167-90.6% |