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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,841 | $29,736+0.4% | $56,033-46.7% | $80,935-63.1% |
| Participation rate | 23.3% | 41.7%-18.4pp | 52.5%-29.2pp | 67.7%-44.3pp |
| Annual return | 14.53% | 35.28%-20.7pp | 1711.38%-1696.8pp | 35.66%-21.1pp |
| Employer contribution / active EE | $307 | $671-54.3% | $1,041-70.5% | $2,757-88.9% |
| Participant deferral / active EE | $615 | $1,228-49.9% | $1,954-68.5% | $4,299-85.7% |
| Admin fee / account holder | $122 | $2,434-95.0% | $2,827-95.7% | $6,924-98.2% |