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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,029 | $100,262-84.0% | $81,370-80.3% | $145,897-89.0% |
| Participation rate | 53.3% | 74.3%-20.9pp | 69.5%-16.2pp | 80.3%-27.0pp |
| Annual return | 17.92% | 34.52%-16.6pp | 24.85%-6.9pp | 552.29%-534.4pp |
| Employer contribution / active EE | $1,614 | $2,979-45.8% | $2,464-34.5% | $4,663-65.4% |
| Participant deferral / active EE | $1,856 | $4,612-59.8% | $3,885-52.2% | $6,689-72.3% |
| Admin fee / account holder | $20 | $8,163-99.8% | $5,749-99.7% | $13,390-99.9% |