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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,612 | $110,337-71.3% | $102,383-69.1% | $145,877-78.3% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 9.03% | 24.83%-15.8pp | 24.94%-15.9pp | 551.28%-542.2pp |
| Employer contribution / active EE | $2,549 | $4,216-39.5% | $3,870-34.1% | $4,663-45.3% |
| Participant deferral / active EE | $7,194 | $5,621+28.0% | $5,060+42.2% | $6,691+7.5% |
| Admin fee / account holder | $20,688 | $9,750+112.2% | $8,391+146.5% | $13,402+54.4% |