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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,899 | $64,462-72.2% | $81,482-78.0% | $80,911-77.9% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.6%+32.4pp |
| Annual return | 19.28% | 16.35%+2.9pp | 24.79%-5.5pp | 35.63%-16.3pp |
| Employer contribution / active EE | $2,178 | $1,979+10.1% | $2,463-11.6% | $2,756-21.0% |
| Participant deferral / active EE | $5,021 | $3,094+62.3% | $3,885+29.2% | $4,297+16.8% |
| Admin fee / account holder | $1,569 | $5,678-72.4% | $5,761-72.8% | $6,935-77.4% |