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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,899 | $63,809-71.9% | $81,353-78.0% | $80,935-77.9% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.7%+32.3pp |
| Annual return | 19.28% | 16.37%+2.9pp | 24.82%-5.5pp | 35.66%-16.4pp |
| Employer contribution / active EE | $2,178 | $1,981+9.9% | $2,464-11.6% | $2,757-21.0% |
| Participant deferral / active EE | $5,021 | $3,093+62.3% | $3,885+29.3% | $4,299+16.8% |
| Admin fee / account holder | $1,569 | $5,686-72.4% | $5,766-72.8% | $6,924-77.3% |