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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,195 | $102,382-7.0% | $147,005-35.2% | $80,874+17.7% |
| Participation rate | 69.2% | 75.8%-6.6pp | 82.2%-12.9pp | 67.6%+1.6pp |
| Annual return | 18.27% | 134.89%-116.6pp | 418.76%-400.5pp | 35.62%-17.3pp |
| Employer contribution / active EE | $3,460 | $3,715-6.9% | $4,934-29.9% | $2,756+25.6% |
| Participant deferral / active EE | $8,821 | $6,646+32.7% | $8,070+9.3% | $4,297+105.3% |
| Admin fee / account holder | $4,054 | $7,942-49.0% | $13,006-68.8% | $6,935-41.5% |