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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,582 | $156,398-88.1% | $147,318-87.4% | $138,895-86.6% |
| Participation rate | 93.3% | 83.8%+9.6pp | 82.1%+11.3pp | 79.9%+13.4pp |
| Annual return | 39.01% | 78.75%-39.7pp | 70.43%-31.4pp | 145.39%-106.4pp |
| Employer contribution / active EE | $3,115 | $4,853-35.8% | $4,593-32.2% | $4,194-25.7% |
| Participant deferral / active EE | $3,898 | $8,237-52.7% | $7,906-50.7% | $6,396-39.1% |
| Admin fee / account holder | $1,790 | $14,976-88.0% | $13,708-86.9% | $12,562-85.8% |