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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,088 | $92,041-57.5% | $299,830-87.0% | $94,015-58.4% |
| Participation rate | 75.0% | 71.4%+3.6pp | 78.5%-3.5pp | 70.8%+4.2pp |
| Annual return | 15.30% | 15.24%+0.1pp | 10.58%+4.7pp | 17.84%-2.5pp |
| Employer contribution / active EE | $1,140 | $2,506-54.5% | $5,842-80.5% | $2,790-59.1% |
| Participant deferral / active EE | $3,235 | $4,287-24.5% | $7,038-54.0% | $4,249-23.9% |
| Admin fee / account holder | $950 | $8,997-89.4% | $50,982-98.1% | $8,951-89.4% |