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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,043 | $76,407-41.0% | $150,298-70.0% | $82,448-45.4% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.04% | 39.99%-28.0pp | 62.79%-50.7pp | 41.64%-29.6pp |
| Employer contribution / active EE | $2,321 | $2,614-11.2% | $4,154-44.1% | $2,551-9.0% |
| Participant deferral / active EE | $6,937 | $3,214+115.8% | $5,453+27.2% | $4,139+67.6% |
| Admin fee / account holder | $5,647 | $6,352-11.1% | $14,116-60.0% | $7,234-21.9% |