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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,007 | $75,541-16.6% | $152,093-58.6% | $82,637-23.8% |
| Participation rate | 92.6% | 66.5%+26.1pp | 77.8%+14.8pp | 68.1%+24.5pp |
| Annual return | 12.69% | 32.56%-19.9pp | 66.36%-53.7pp | 53.51%-40.8pp |
| Employer contribution / active EE | $1,814 | $2,622-30.8% | $4,175-56.6% | $2,552-28.9% |
| Participant deferral / active EE | $5,076 | $3,206+58.4% | $5,451-6.9% | $4,126+23.0% |
| Admin fee / account holder | $14,271 | $6,405+122.8% | $14,497-1.6% | $7,339+94.5% |