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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,858 | $69,118-90.1% | $53,647-87.2% | $138,895-95.1% |
| Participation rate | 63.6% | 64.0%-0.3pp | 56.3%+7.4pp | 79.9%-16.3pp |
| Annual return | 14.96% | 248.26%-233.3pp | 358.33%-343.4pp | 145.39%-130.4pp |
| Employer contribution / active EE | $0 | $1,189-100.0% | $962-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $1,722 | $2,274-24.3% | $1,813-5.0% | $6,396-73.1% |
| Admin fee / account holder | $180 | $2,724-93.4% | $2,460-92.7% | $12,562-98.6% |