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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,061 | $108,911-16.4% | $100,392-9.3% | $145,884-37.6% |
| Participation rate | 82.4% | 83.0%-0.6pp | 81.5%+0.8pp | 80.3%+2.1pp |
| Annual return | 9.11% | 58.23%-49.1pp | 49.45%-40.3pp | 551.85%-542.7pp |
| Employer contribution / active EE | $4,805 | $4,420+8.7% | $3,941+21.9% | $4,662+3.1% |
| Participant deferral / active EE | $13,513 | $8,459+59.7% | $8,090+67.0% | $6,690+102.0% |
| Admin fee / account holder | $1,256 | $9,698-87.0% | $7,904-84.1% | $13,392-90.6% |