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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,772 | $72,396-67.2% | $67,511-64.8% | $145,959-83.7% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 18.19% | 7194.07%-7175.9pp | 3517.41%-3499.2pp | 561.95%-543.8pp |
| Employer contribution / active EE | $1,535 | $3,071-50.0% | $2,733-43.8% | $4,661-67.1% |
| Participant deferral / active EE | $1,905 | $4,781-60.2% | $4,000-52.4% | $6,689-71.5% |
| Admin fee / account holder | $333 | $5,538-94.0% | $3,999-91.7% | $13,398-97.5% |