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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,772 | $72,403-67.2% | $67,524-64.8% | $145,978-83.7% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 18.19% | 7197.23%-7179.0pp | 3519.41%-3501.2pp | 550.52%-532.3pp |
| Employer contribution / active EE | $1,535 | $3,072-50.0% | $2,734-43.8% | $4,662-67.1% |
| Participant deferral / active EE | $1,905 | $4,782-60.2% | $4,001-52.4% | $6,690-71.5% |
| Admin fee / account holder | $333 | $5,541-94.0% | $4,001-91.7% | $13,400-97.5% |