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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,239 | $52,353-78.5% | $120,225-90.7% | $82,448-86.4% |
| Participation rate | 75.0% | 58.3%+16.7pp | 69.6%+5.4pp | 68.1%+6.9pp |
| Annual return | 19.98% | 61.85%-41.9pp | 439.23%-419.2pp | 41.64%-21.7pp |
| Employer contribution / active EE | $922 | $1,510-38.9% | $3,475-73.5% | $2,551-63.9% |
| Participant deferral / active EE | $1,182 | $2,627-55.0% | $3,999-70.5% | $4,139-71.5% |
| Admin fee / account holder | $2,205 | $4,363-49.5% | $5,696-61.3% | $7,234-69.5% |