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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,239 | $56,431-80.1% | $130,788-91.4% | $87,485-87.2% |
| Participation rate | 75.0% | 58.9%+16.1pp | 70.1%+4.9pp | 68.9%+6.1pp |
| Annual return | 19.98% | 91.27%-71.3pp | 386.44%-366.5pp | 26.06%-6.1pp |
| Employer contribution / active EE | $922 | $1,549-40.5% | $3,558-74.1% | $2,596-64.5% |
| Participant deferral / active EE | $1,182 | $2,749-57.0% | $4,137-71.4% | $4,274-72.4% |
| Admin fee / account holder | $2,205 | $4,433-50.3% | $6,673-67.0% | $7,775-71.6% |