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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,345 | $102,385-60.6% | $147,080-72.6% | $80,935-50.2% |
| Participation rate | 92.2% | 75.9%+16.3pp | 82.2%+10.0pp | 67.7%+24.5pp |
| Annual return | 13.54% | 135.09%-121.6pp | 420.17%-406.6pp | 35.66%-22.1pp |
| Employer contribution / active EE | $3,192 | $3,717-14.1% | $4,933-35.3% | $2,757+15.8% |
| Participant deferral / active EE | $4,832 | $6,651-27.3% | $8,066-40.1% | $4,299+12.4% |
| Admin fee / account holder | $2,389 | $7,951-70.0% | $12,989-81.6% | $6,924-65.5% |