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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,345 | $102,393-60.6% | $147,041-72.6% | $80,911-50.1% |
| Participation rate | 92.2% | 75.9%+16.3pp | 82.2%+10.0pp | 67.6%+24.5pp |
| Annual return | 13.54% | 134.95%-121.4pp | 419.21%-405.7pp | 35.63%-22.1pp |
| Employer contribution / active EE | $3,192 | $3,715-14.1% | $4,935-35.3% | $2,756+15.8% |
| Participant deferral / active EE | $4,832 | $6,647-27.3% | $8,071-40.1% | $4,297+12.4% |
| Admin fee / account holder | $2,389 | $7,943-69.9% | $13,006-81.6% | $6,935-65.5% |