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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,333 | $94,439+21.1% | $73,658+55.2% | $154,746-26.1% |
| Participation rate | 50.0% | 64.7%-14.7pp | 57.0%-7.0pp | 80.7%-30.7pp |
| Annual return | 14.60% | 28.25%-13.6pp | 29.72%-15.1pp | 172.34%-157.7pp |
| Employer contribution / active EE | $1,389 | $1,257+10.4% | $1,032+34.5% | $4,379-68.3% |
| Participant deferral / active EE | $1,736 | $2,527-31.3% | $2,062-15.8% | $6,730-74.2% |
| Admin fee / account holder | $0 | $3,843-100.0% | $3,357-100.0% | $14,365-100.0% |