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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,333 | $104,650+9.3% | $83,854+36.3% | $155,188-26.3% |
| Participation rate | 50.0% | 65.1%-15.1pp | 59.1%-9.1pp | 80.8%-30.8pp |
| Annual return | 14.60% | 28.97%-14.4pp | 31.39%-16.8pp | 148.84%-134.2pp |
| Employer contribution / active EE | $1,389 | $1,196+16.1% | $1,017+36.5% | $4,248-67.3% |
| Participant deferral / active EE | $1,736 | $2,367-26.7% | $2,035-14.7% | $6,531-73.4% |
| Admin fee / account holder | $0 | $3,518-100.0% | $3,197-100.0% | $14,480-100.0% |