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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,472 | $99,875-69.5% | $146,866-79.3% | $86,983-65.0% |
| Participation rate | 67.3% | 75.8%-8.5pp | 82.5%-15.2pp | 69.5%-2.2pp |
| Annual return | 24.15% | 28.10%-3.9pp | 102.85%-78.7pp | 25.83%-1.7pp |
| Employer contribution / active EE | $2,219 | $3,224-31.2% | $4,425-49.8% | $2,584-14.1% |
| Participant deferral / active EE | $4,060 | $6,322-35.8% | $7,759-47.7% | $4,194-3.2% |
| Admin fee / account holder | $394 | $7,838-95.0% | $13,620-97.1% | $7,856-95.0% |