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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,472 | $106,864-71.5% | $147,318-79.3% | $82,637-63.1% |
| Participation rate | 67.3% | 75.5%-8.2pp | 82.1%-14.8pp | 68.1%-0.7pp |
| Annual return | 24.15% | 27.49%-3.3pp | 70.43%-46.3pp | 53.51%-29.4pp |
| Employer contribution / active EE | $2,219 | $3,417-35.0% | $4,593-51.7% | $2,552-13.0% |
| Participant deferral / active EE | $4,060 | $6,496-37.5% | $7,906-48.6% | $4,126-1.6% |
| Admin fee / account holder | $394 | $8,415-95.3% | $13,708-97.1% | $7,339-94.6% |