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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,495 | $61,125-43.6% | $94,057-63.3% | $87,485-60.6% |
| Participation rate | 73.4% | 64.1%+9.4pp | 73.3%+0.1pp | 68.9%+4.5pp |
| Annual return | 22.86% | 35.20%-12.3pp | 480.62%-457.8pp | 26.06%-3.2pp |
| Employer contribution / active EE | $1,627 | $2,136-23.8% | $2,933-44.5% | $2,596-37.3% |
| Participant deferral / active EE | $2,356 | $3,260-27.7% | $4,709-50.0% | $4,274-44.9% |
| Admin fee / account holder | $1,877 | $5,629-66.7% | $7,244-74.1% | $7,775-75.9% |