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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,378 | $185,312-56.1% | $161,489-49.6% | $154,746-47.4% |
| Participation rate | 77.8% | 82.5%-4.7pp | 78.7%-0.9pp | 80.7%-2.9pp |
| Annual return | 9.47% | 103.84%-94.4pp | 89.72%-80.3pp | 172.34%-162.9pp |
| Employer contribution / active EE | $2,167 | $4,769-54.6% | $4,268-49.2% | $4,379-50.5% |
| Participant deferral / active EE | $6,893 | $6,350+8.5% | $5,630+22.4% | $6,730+2.4% |
| Admin fee / account holder | $990 | $18,654-94.7% | $16,006-93.8% | $14,365-93.1% |