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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,451 | $183,516-69.2% | $155,534-63.7% | $145,884-61.3% |
| Participation rate | 55.6% | 82.7%-27.1pp | 78.2%-22.7pp | 80.3%-24.7pp |
| Annual return | 11.91% | 61.43%-49.5pp | 64.92%-53.0pp | 551.85%-539.9pp |
| Employer contribution / active EE | $1,091 | $5,315-79.5% | $4,675-76.7% | $4,662-76.6% |
| Participant deferral / active EE | $4,392 | $6,467-32.1% | $5,630-22.0% | $6,690-34.4% |
| Admin fee / account holder | $5,232 | $19,293-72.9% | $15,900-67.1% | $13,392-60.9% |