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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,508 | $60,305-90.9% | $81,780-93.3% | $74,400-92.6% |
| Participation rate | 59.5% | 62.9%-3.4pp | 72.4%-12.8pp | 67.2%-7.7pp |
| Annual return | 11.84% | 16.89%-5.0pp | 776.27%-764.4pp | 1367.51%-1355.7pp |
| Employer contribution / active EE | $480 | $2,623-81.7% | $2,914-83.5% | $2,624-81.7% |
| Participant deferral / active EE | $1,160 | $3,390-65.8% | $4,321-73.1% | $4,348-73.3% |
| Admin fee / account holder | $11 | $1,484-99.3% | $7,384-99.8% | $1,944-99.4% |