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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,508 | $60,504-90.9% | $81,882-93.3% | $74,478-92.6% |
| Participation rate | 59.5% | 62.9%-3.4pp | 72.4%-12.9pp | 67.2%-7.7pp |
| Annual return | 11.84% | 16.91%-5.1pp | 779.47%-767.6pp | 1370.56%-1358.7pp |
| Employer contribution / active EE | $480 | $2,627-81.7% | $2,916-83.5% | $2,626-81.7% |
| Participant deferral / active EE | $1,160 | $3,400-65.9% | $4,323-73.2% | $4,350-73.3% |
| Admin fee / account holder | $11 | $1,492-99.3% | $7,360-99.8% | $1,946-99.4% |