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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,036 | $114,013-79.8% | $103,693-77.8% | $155,188-85.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 19.38% | 49.31%-29.9pp | 47.61%-28.2pp | 148.84%-129.5pp |
| Employer contribution / active EE | $2,384 | $3,131-23.9% | $2,920-18.4% | $4,248-43.9% |
| Participant deferral / active EE | $4,077 | $4,970-18.0% | $4,579-11.0% | $6,531-37.6% |
| Admin fee / account holder | $906 | $8,407-89.2% | $7,858-88.5% | $14,480-93.7% |