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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,036 | $102,595-77.5% | $94,057-75.5% | $154,746-85.1% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 19.38% | 583.42%-564.0pp | 480.62%-461.2pp | 172.34%-153.0pp |
| Employer contribution / active EE | $2,384 | $3,147-24.3% | $2,933-18.7% | $4,379-45.6% |
| Participant deferral / active EE | $4,077 | $5,118-20.3% | $4,709-13.4% | $6,730-39.4% |
| Admin fee / account holder | $906 | $7,736-88.3% | $7,244-87.5% | $14,365-93.7% |